Why OneLife

  1. Flexibility to suit many specific needs from inheritance planning to asset protection
  2. Cross-border expertise for tax-efficient relocation
  3. Stability and security of a Luxembourg contract
  4. Dedicated Belgian market experts designing compliant and customised solutions
  5. Number 1 life insurance company in the Belgian market


Market insights

OneLife is the biggest Luxembourg based company in the Belgian life insurance market, with over 3 bn Euros assets under administration. We anticipated and quickly embraced changes brought about by Twin Peaks II legislation in 2014, which strengthened consumer protection rules to ensure greater transparency and clarity for clients.



A multi-fund, multi-manager solution using unit-linked Branch 23 life assurance policies or capital redemption bonds. Set up a personalised portfolio within an open architecture system (ie. including rival financial products as well as our own) giving you access to more than 250 investment funds, carefully selected and managed by fund houses chosen for the quality of their products and their management.


Choose from four investment options so that you can optimise your portfolio to suit you.

  • Secure gains when markets rise
  • Protect savings when markets fall
  • Minimise risk by entering the markets gradually
  • Keep your portfolio automatically aligned with your profile

Life assurance means your savings can grow over the long term as well as providing extra flexibility for the policy’s payment terms in the event of death.



A Branch 23 life assurance or capital redemption product that gives you access to an extensive range of investment options. The premium is invested in a personalised asset portfolio, and the policy is entirely customised for you and managed by an asset manager, chosen by you, to suit your evolving risk and investment preferences and your personal and financial goals.


Unlisted assets

At OneLife, we offer comprehensive solutions for wealth management including the acceptance of unlisted assets, supported by Luxembourg’s insurance regulation that allows a large range of underlying investments in internal funds.
For many wealthy individuals, a significant part of their total wealth comprises unlisted assets which can be categorized into shares, debt instruments (including Securitization vehicles), as well as Private Equity funds and Real Estate in multiple jurisdictions.

Our specialized Unlisted Assets Team has extensive experience in this sector and is able to manage these types of assets taking into account various aspects such as valuation, legal, compliance, governance, etc.

We ensure that the proposed solution is best suited to our client’s needs.

The Unlisted Assets Team also performs on-going monitoring and due diligence of the assets to ensure the investments remain compliant and suitable over time. This includes reviewing the price of the asset in accordance with market conditions and any changes within the unlisted company.


Contact our Belgium team